Earlier he was unemployed, Rajendra is now incomes ten thousand rupees each month

General retailer opened below Minimata Swalamban Yojana, one and a half lakh rupees grant can even be given

Raipur 09 June 2023

Rajendra Kumar Kamal, residing in Razia village of Tilda Tehsil of Raipur district, has change into one other instance of transferring ahead by profiting from authorities schemes. Rajendra was beforehand unemployed. During the farming season, he used to stay by working laborious. Scheduled caste Rajendra once more opened a small fancy retailer within the village by way of Minimata Swalamban Yojana. Rajendra’s fancy retailer began on the energy of his laborious work and with the revenue from this, Rajendra additionally began a common retailer on the aspect. Today Rajendra is incomes ten thousand rupees each month in his personal village. Not solely this, Rajendra has additionally eliminated his youthful brother’s unemployment by participating him in work. The Minimata Swalamban Yojana run for the Scheduled Castes has made Rajendra self-reliant by connecting him with self-employment. Rajendra says that this scheme of the Government of Chhattisgarh is empowering the unemployed youth belonging to Scheduled Castes. This scheme has an enormous contribution in enhancing the usual of residing of the economically weaker sections and residing with dignity. Rajendra has additionally appealed to different unemployed youth of his class to benefit from this essential scheme of the federal government.

Rajendra Kamal of Razia village of Tilda tehsil says that earlier the farmers have been residing in poverty by working as labourers. There was not sufficient revenue to satisfy the wants of mom, youthful brother and spouse within the household. Three years in the past, by way of a pal, Rajendra got here to know in regards to the Minimata Swalamban Yojana being run by the Government of Chhattisgarh. Under the scheme, Rajendra contacted the District Antyavasayi Sahakari Vikas Samiti workplace and obtained a mortgage of Rs 2 lakh sanctioned. With this mortgage, Rajendra constructed a ten x 15 sq. ft store on his small piece of land within the village itself and began a elaborate retailer. Rajendra’s laborious work began incomes good revenue from the flamboyant retailer. After this, Rajendra additionally included youthful brother in his enterprise and began a brand new common retailer. Now in Rajendra’s store, together with fancy items, each day requirements and grocery are additionally accessible. Rajendra is now doing enterprise of three thousand rupees per day from the outlets. Due to this the financial situation of his household has improved. By beginning the store, Rajendra’s respect has elevated not solely in his village-society but in addition within the surrounding villages.

Rajendra informed that on the time of sanctioning the mortgage, the officers of the Inter-Business Department had knowledgeable about getting a grant of Rs 1.5 lakh on common cost of Rs 2 thousand 55 installments for 36 months. Rajendra has paid this installment repeatedly for 35 months. Next month, after getting yet one more installment, a grant of Rs 1.5 lakh can be given out of a mortgage of Rs 2 lakh. Rajendra says that items value Rs 3,000 are bought day-after-day within the outlets. By deducting all of the bills, there’s a saving of 250 to 300 rupees day-after-day. According to this, Rajendra is getting a web financial savings of about ten thousand rupees per thirty days from the fancy-general retailer and after the following month his mortgage can even be totally repaid.

Under the Minimata Swalamban Yojana, a complete of 182 beneficiaries have thus far been offered loans for self-employment in Raipur district. In a mortgage of two lakh rupees, Rs 1 lakh 40 thousand is given by the beneficiary himself for the development of the store and Rs 60 thousand for beginning the enterprise. On depositing an installment of Rs 2 thousand 55 usually by the beneficiary for 36 months, 75 % of the disbursed mortgage quantity is given as a grant of Rs 1.5 lakh. In this manner, the beneficiary has to deposit solely Rs 73 thousand 980 for a mortgage of Rs 2 lakh. So far, out of 182 beneficiaries within the district, 87 beneficiaries have availed the grant by depositing common installments. The remainder of the beneficiaries are additionally usually depositing the installments. Under this scheme, ¬mortgage is made accessible to the scheduled caste youth to start out enterprise by constructing a store on their very own land or Panchayat land proposed by the Gram Sabha.