Higher pension from EPF: Why EPFO wants to increase the deadline once more

The deadline for making use of for the next pension with the Employees Provident Fund Organisation (EPFO) is approaching on 26 June  2023. However, there may be nonetheless a scarcity of readability on varied points surrounding the method. These embody how fee and calculation might be completed, how discrepancies between wage information maintained on the EPFO stage and people maintained on the employer stage might be resolved, and what would occur if one of many employers is now not in existence or has merged. Experts consider that as a result of this confusion, the deadline could also be prolonged once more, though the probabilities are low because it has already been prolonged twice.

“The EPFO is anticipated to supply extra steering on how the upper pension might be calculated. However, there are considerations about how transfers from the EPF account to the EPS account might be carried out and the way discrepancies in wage information might be resolved. The standing of employers who now not exist or have merged additionally stays unsure. These unresolved questions contribute to the uncertainty surrounding the appliance course of,” mentioned Amit Gupta,MD, SAG Infotech

Experts recommend that the dearth of readability relating to fee and calculations for individuals who have retired might result in an additional extension of the deadline. 

However, contemplating that the deadline has already been prolonged twice, the EPFO could also be reluctant to grant one other extension, added Gupta.

Furthermore, the a number of circulars issued by the EPFO and the necessity to observe every utility after scrutiny provides to the compliance burden for each staff and employers. 

According to Gupta, the EPFO has been issuing clarificatory circulars, however there isn’t a complete round that clearly outlines the complete course of, making it difficult for workers to know what occurs after submitting an utility.

Amit Gupta of SAG Infotech mentioned that total, the dearth of readability, compliance burden, and sluggish progress in processing purposes have raised considerations concerning the EPFO’s capability to fulfill the deadline for making use of for the next pension.

The Supreme Court’s November 2022 order allowed staff who had been a part of the EPF earlier than or on September 1, 2014, however couldn’t apply for the next pension, to submit contemporary choices inside 4 months. The deadline was initially prolonged till May 3, 2023, after which additional prolonged to June 26, 2023. 

Meanwhile, the retirement fund physique EPFO added 17.20 lakh members on a internet foundation in April this yr, in keeping with payroll information launched. “Out of 17.20 lakh members added during the month, around 8.47 lakh new members have come under social security coverage of the Employees’ Provident Fund Organisation (EPFO) for the first time,” a labour ministry assertion mentioned.

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imgheight:80px;width:auto.gadgetSpecs h4color:#212121;margin-bottom:6px;font-family:”Lato bold”,sans-serif;font-weight:700;font-size:14px;line-height:19px.gadgetSpecs h4 acolor:#212121.gadgetSpecs h4::afterdisplay:none.gadgetSpecs spanfont-size:12px;shade:#424242;font-weight:400;font-family:”Lato Regular”,sans-serif.priceBoxpadding:7px 12px;border-radius:4px;border:stable 1px #bebebe;width:100%;box-sizing:border-box;margin-top:18px.techPricefont-family:”Lato bold”,sans-serif;font-weight:700;font-size:14px;float:left;margin:5px 0.techButton1padding:6px 12px;border-radius:2px;background-color:#424242;float:proper;border:0;cursor:pointer;font-family:”Lato bold”,sans-serif;shade:#fff;padding:6px 12px 7px 12px;font-weight:700;font-size:12px.techButton2padding:6px 10px 5px 11px;float:proper;background:#fff;border-radius:16.5px;cursor:pointer;border:stable 1px #424242;shade:#424242;font-family:”Lato bold”,sans-serif;font-weight:700 .box404background:#fff; margin-bottom: 5px; padding:20px 20px 15px; text-align:heart; font-family: ‘Lato daring’,sans-serif;.box404 p a shade:#f99d1c;.box404 strongfont-size: 60px; font-family: ‘Lato daring’,sans-serif; font-weight: 700; shade: #BB0202; .box404_2 line-height:22px; font-size:16px; background:url(https://www.livemint.com/lm-img/dev/no-search.svg) no-repeat 16px 11px #fff; margin-bottom:5px; padding:20px 16px 20px 132px; font-weight: 400; shade: #424242; font-family: ‘Lato Regular’, sans-serif; .box404_2 sturdy font-weight:700; font-family: ‘Lato daring’, sans-serif; .box404_2 a font-weight:700; font-family: ‘Lato daring’, sans-serif; shade:#f6941e; text-decoration:underline; @media (max-width:767px).cardHolder.open .socialHolderwidth:275px.cardHolder.open .socialHolder .icoBookmark3,.cardHolder.open .socialHolder .icoFB,.cardHolder.open .socialHolder .icoFB2,.cardHolder.open .socialHolder .icoTwit,.cardHolder.open .socialHolder .icoTwit2,.cardHolder.open .socialHolder .icolinkedin,.cardHolder.open .socialHolder .icolinkedin2,.cardHolder.open .socialHolder .icowhatsapp,.cardHolder.open .socialHolder .icowhatsapp2width:48px;top:48px;margin:0 0 0 8px.cardHolder.open .socialHolder .icoBookmark3background-position:-8px -175px.cardHolder.open .socialHolder .icoFB,.cardHolder.open .socialHolder .icoFB2background-position:-9px -315px.cardHolder.open .socialHolder .icowhatsapp,.cardHolder.open .socialHolder .icowhatsapp2background-position:-9px -271px.cardHolder.open .socialHolder .icolinkedin,.cardHolder.open .socialHolder .icolinkedin2background-position:-9px -494px.cardHolder.open .socialHolder .icoTwit,.cardHolder.open .socialHolder .icoTwit2background-position:-9px -364px.autoSlider .swiper-slidewidth:222px;margin-left:16px.techSlider .swiper-slidewidth:256px;margin-left:16px.autoSlider .swiper-slide:first-of-type,.techSlider .swiper-slide:first-of-typemargin-left:10px .cardHolder.open .associated h1, .cardHolder.open .associated h2, .cardHolder.open .associated h3padding:0 0 5px 0; .cardHolder.open .associated .itemizing .headlineSecwidth:68% !vital; .cardHolder.open .socialHolder .icowhatsappdisplay:block;
.disclamerText font-weight: 100;margin: 16px; font-family: ‘Lato Regular’; border: 1px stable #e0e0e0; border-radius: 4px; padding: 12px 10px; place: relative; line-height: 20px;
part.cardHolder.open a.btnClose.sticky2.discussCommentpadding: 8px 19px 8px 48px; shade:#212121; border-radius: 20px; width:fit-content; box-shadow: 0 3px 6px 0 rgba(0, 0, 0, 0.16); line-height: 18px; box-sizing: border-box; background: url(https://www.livemint.com/lm-img/dev/comment-icon.svg) no-repeat 18px 8px #fff;
.disclamerText > .seeless show: -webkit-box; -webkit-line-clamp: 2; -webkit-box-orient: vertical; overflow: hidden; max-width: 90%; .disclamerText .boldfont-weight: 700;shade: #212121;text-decoration: underline;.disclamerText .learnMoreplace: absolute; proper: 10px; backside: 14px;shade: #f99d1c !vital;background: none;
.disclamerText .learnLessshow: none; shade: #f99d1c !vital;
.cardHolder.open p.abstract:empty show:none;.stickyWhatsappposition:sticky; backside:50%; left:calc(100% – 55px); box-shadow: 0 0 7px 0 rgba(110, 110, 110, 0.5); background-color: #fff; border-radius:26px 0 0 26px; padding:8px 10px 8px 20px; width:27px; z-index: 6;

.cardHolder.open p.abstract, .cardHolder.open ul.highlights place: relative; border-radius:4px; show: block; background: #f0fbfd; margin:5px 16px 0; padding: 35px 16px 16px; font-size:14px; shade:#757575; font-style:italic;
.cardHolder p.abstract a, .cardHolder ul.highlights li, .cardHolder ul.highlights li a, .cardHolder.photos.expanded p.abstract a, .cardHolder.open p.abstract a, .cardHolder.open ul.highlights li a
background: url(https://www.livemint.com/lm-img/static/bullet.png) 0 9px no-repeat;
font-weight: 400;
font-family: ‘Lato Regular’,sans-serif;
font-size: 14px;
shade: #757575;
line-height: 21px;
font-style: italic;

.cardHolder.open p.abstract::earlier than, .cardHolder.open ul.highlights::beforecontent:”SYNOPSIS”; font-family: ‘Lato Regular’,sans-serif; shade:#757575; show:block; margin-bottom:16px; font-weight:daring; font-style: regular; font-size: 12px; place: absolute; prime: 15px;
.stckyShareIconsoverflow:hidden; box-shadow: 0 9px 14px 0 rgba(210, 210, 210, 0.5); visibility:seen; box-sizing:border-box; padding:5px 20px; background: #fff; z-index:4; top:42px; width:100%; place:sticky; prime:101px;
.stickyCaremargin-top:-45px;
.stckyShareIcons spanbackground:url(https://www.livemint.com/lm-img/images/new/icon-back.png) no-repeat 0 0; cursor:pointer; font-size:14px; font-weight:400; shade:#212121; font-family:’Lato Regular’,sans-serif; float: left; padding-left: 16px; margin-top:7px;
.cardHolder.open .stckyShareIcons .socialHoldermargin-top: 3px; float: proper; width:auto; padding: 0;
.cardHolder.open .stckyShareIcons .socialHolder .iconSpritemargin-left:35px;
.cardHolder.photos.expanded p.summaryposition:static; background:none; padding:0;
.cardHolder.videoSec.open p.abstract, .cardHolder.videoSec.open ul.highlightsposition: static; padding: 0; background: none;
.cardHolder.videoSec.open h1, .cardHolder.videoSec.open h2, .cardHolder.videoSec.open h3padding-top:0
.cardHolder.open.photos.expanded ul.highlights, .cardHolder.open.photos.expanded p.summaryposition:static; background:none; padding:0;
.cardHolder.open.photos.expanded p.abstract::earlier than, .cardHolder.open.photos.expanded ul.highlights::earlier than
show:none;
.cardHolder.photos.expanded figcaptionborder:0
.cardHolder.videoSec.open p.abstract::earlier than, .cardHolder.videoSec.open ul.highlights::beforedisplay:none;
.imgmobalignmentpadding-bottom: 56.5%; overflow: hidden;
.imgmobalignment imgposition:absolute; left:0;
.psychometricBlockborder-top:1px dashed #9a9a9a; border-bottom:1px dashed #9a9a9a; background:url(https://www.livemint.com/lm-img/dev/question.png) no-repeat left heart #f0fbfd; background-size:81px; padding:16px 16px 16px 70px; margin:16px; font-size:14px; shade:#757575;
.psychometricBlock .psychoTxt float:left; width:65%;
.psychometricBlock .psychoTxt spantext-transform:uppercase; show:block; font-size:14px; font-weight:700; font-family: ‘Lato Bold’,sans-serif;
.psychometricBlock .psychoTxt emcolor:#212121; show:block; margin-top:6px; font-size:14px; font-weight:400; font-family: ‘Lato Regular’,sans-serif;
.mainArea .psychometricBlock afloat:proper; margin-top:20px; padding: 10px 20px; border-radius: 17.5px; font-family: ‘Lato Bold’,sans-serif; text-transform:uppercase; font-size:12px; font-weight:700; box-shadow: 3px 3px 4px 0 rgba(75, 75, 75, 0.24); background-color: #ed9f40; shade:#fff; text-decoration:none;
.ecologovertical-align:center; margin-right:5px;
.cardheading img.ecologoheight:19px; vertical-align: baseline;
.ecologoStorymargin:8px 0 0 20px;
.wsjcollection.ecoCollectionmargin-bottom:-5px;
.promotion.proStoryposition:relative; prime:-35px;
.twitt_lozadmin-height:240px;
.fr.monica.budSec a.removeAdbackground:none
.monica.budSec prime: 3px; proper: 16px;
.budgetAdstorymargin-left: calc(100% – 75px); margin-top: -46px; margin-bottom: 16px;
.budgetAdstory a.removeAdbackground:none
.cardHolder .livenow.ml-5margin-left:16px;
.cardHolder.open .livenow.ml-5margin-left:-5px;
.cardHolder.open .articleInfo.creator.lbauthorbackground:none; padding:0 20px 16px;
.cardHolder.open .articleInfo.creator.lbauthor a text-decoration:none;
.livenow.ml-5margin-left: 16px;
.liveblogSecLinkspadding:5px 20px 10px;
.liveblogSecLinks a shade:#212121; font-weight:700; font-size:20px; font-family: ‘Lato daring’,sans-serif; text-transform: uppercase;
@media(max-width:767px)
.cardHolder .livenow.ml-5margin-left:12px;
.cardHolder.open .livenow.ml-5margin-left:-5px;
.cardHolder.open .articleInfo.creator.lbauthorbackground:none; padding:0 16px 16px;
.liveblogSecLinkspadding:5px 16px 10px;
.livenow.ml-5margin-left: 10px;
.promotion.proStorytop:-40px;
.blackbg .subStripbackground-color: rgba(247, 156, 22, .8);
.stickyWhatsapp a.stickyIconStorybackground:url(“https://www.livemint.com/lm-img/dev/whatsapp-svgrepo-com-1.svg”) no-repeat 0 0; width:25px; top:25px; show:block;
.hdfc__statusmargin: 0 16px 16px;
.stckyShareIconstop:29px; padding:5px 5px 5px 16px; width:100%;
.cardHolder.open .stckyShareIcons .socialHolder .iconSpritemargin-left:0;
.cardHolder.open .stckyShareIcons .socialHoldermargin-top: -9px;
.bodyHolder.loggedin .stckyShareIconstop:38px;
.psychometricBlock .psychoTxt float:none; width:auto;
.mainArea .psychometricBlock a show:inline-block; float:none; margin-top:12px;
.ecologoStorymargin:12px 0 0 16px;
.twitt_lozadmin-height:260px;
.datewidth: 70%;
.lh49 line-height: 49px;
.monica.budSec margin-top:0;

@media display screen and (min-device-width: 481px) and (max-device-width: 767px)
.cardHolder determine imgmin-height:100%; top:auto;

.listingNew .listtostory .livenow margin: 0 0 3px -5px;

.techBox2 padding: 18px 0 7px; width:100%; border-radius: 4px; border: stable 1px #919ba3; background-color: #fff;
.techBox2 .gadgetSpecsfloat:left; margin-left:8px; width:calc(100% – 106px);
.techBox2 .gadgetImg width:84px; top:125px; show:block; float:left; overflow:hidden; margin-left:13px; show:flex; justify-content:heart; align-items:heart;
.techBox2 .gadgetSpecs h4 shade: #212121; margin-bottom:6px; font-family: ‘Lato Black’,sans-serif; font-weight: 700; font-size:16px; line-height:22px;
.techBox2 .gadgetSpecs h4 acolor:#212121;
.techBox2 .gadgetSpecs h4::afterdisplay:none;
.techBox2 .gadgetSpecs ulpadding:0; margin:0;
.techBox2 .gadgetSpecs ul li font-size:14px; shade:#707070; padding-left: 20px; line-height:regular; background:url(https://images.livemint.com/dev/ico-gadget-specs.svg) no-repeat 0 heart; shade:#424242; font-weight:400; font-family: ‘Lato Regular’,sans-serif;
.techBox2 .priceBox padding:10px 12px 0; border:0; border-top: stable 1px #bebebe; width:100%; box-sizing:border-box; margin-top:18px;
.techBox2 .techPrice font-family: ‘Lato daring’,sans-serif; font-weight: 700; font-size:16px; float:left; margin: 0;
.techBox2 .techPrice span show:block; shade:#707070; text-align: heart; text-decoration: line-through; font-size:14px; font-weight:400; font-family: ‘Lato Regular’,sans-serif;
.techBox2 .techButton1padding: 8px 21px 10px; border-radius: 4px; border: stable 1px #002b4d; background-color: #002b4d;float:proper; cursor:pointer; font-family: ‘Lato daring’,sans-serif; shade:#fff; font-weight: 700; font-size:15px;
.techBox2 .priceBox .model top:36px; show:flex; justify-content:heart; align-items:heart; padding:0 13px 0 0; margin-right:13px; float:left; border-right:1px stable #919ba3;
.techBox2 .priceBox .model img width:65px; top:20px;
.sliderHeadingfont-size:16px; shade:#212121; font-weight:700; font-family: ‘Lato daring’,sans-serif; padding: 16px 20px 6px;
.discountStripbackground:url(https://images.livemint.com/dev/discount-strip.svg) no-repeat 0 0; place:absolute; prime:-10px; left:-4px; width:70px; top:23px; shade:#fff; font-weight:700; font-family: ‘Lato Bold’,sans-serif; text-align:heart; padding-top:3px; font-size:12px;
@media (max-width: 767px)
.gadgetSlider .swiper-containerpadding:10px 0 16px;
.gadgetSlider .swiper-slidewidth:300px; margin-left:16px; padding-top:10px;
.gadgetSlider .swiper-slide:first-of-typemargin-left:10px;
.techBox2 .gadgetSpecs h4, .techBox2 .techPrice, .techBox2 .techButton1 font-size:14px; line-height:18px;
.techBox2 .gadgetSpecs ul lifont-size: 12px; background-size: 6%; padding-left: 16px;
.techBox2 .techPrice span, .discountStripfont-size:12px; prime:0;
.techBox2 .techButton1 padding: 8px 12px 10px;
.techBox2 .gadgetImgheight:108px;
.techBox2 .priceBoxmargin-top:12px;
.sliderHeadingpadding:16px 16px 6px;

.premiumSliderbackground:url(https://www.livemint.com/lm-img/dev/30-crown.png) no-repeat prime proper, linear-gradient(98.59deg, #E6EBFF 0.63%, #FBE9E9 100%); background-blend-mode: overlay;
.premiumBoxpadding: 8px; width:100%; border-radius: 4px; background-color: #fff;
.sliderHeading shade:#212121; font-weight:900; font-size:20px; font-family: ‘Lato Black’,sans-serif; margin-bottom:8px;
.freePremium background:url(https://www.livemint.com/lm-img/dev/icon-gift.svg) no-repeat 0 0; padding-left:50px; line-height: 20px;margin-left: 20px; font-size:14px; font-weight:700; shade:#212121; font-family: ‘Lato daring’,sans-serif;
.freePremium span font-size:12px; font-weight:400; show:block; font-family: ‘Lato Regular’,sans-serif;
.premiumSlider .swiper-container .swiper-button-next,.premiumSlider .swiper-container .swiper-button-prev place:static; margin:0; box-shadow: none; background-color:none; background:url(https://www.livemint.com/lm-img/dev/slidebtn.svg) no-repeat 0 0; width:32px; top:32px; margin-top:15px;
.premiumSlider .swiper-container .swiper-button-nextmargin-left:42px;
.premiumSlider .swiper-container .swiper-button-prevtransform: rotate(180deg); margin-top: -32px;
.premiumSlider .swiper-button-next.swiper-button-disabled, .premiumSlider .swiper-button-prev.swiper-button-disabled show:block;
.sliderLinkfloat: proper; margin-top: -24px;
.sliderLink a font-size:14px; shade:#F99D1C; font-weight:600; font-family: ‘Lato daring’,sans-serif; text-decoration:underline; padding-right:16px; background:url(https://www.livemint.com/lm-img/dev/arrowright.svg) no-repeat proper heart;
.sliderLink a:hover text-decoration:none;
.premiumBox .imgBox place:relative;
.premiumBox .imgBox img border-radius:4px; show:block; vertical-align:prime;
.premiumBox .imgBox::after content material: ” “; place:absolute; prime:10px; proper:10px; width:32px; top:32px; background:url(https://www.livemint.com/lm-img/dev/icoPremium.svg) no-repeat 0 0;
.cardHolder.open .premiumBox h3 padding:0; margin:8px 0 0; top:60px; overflow:hidden; font-family: ‘Lato Regular’,sans-serif; font-weight: 600;font-size: 16px;line-height: 20px;shade:#212121;
.cardHolder.open .premiumBox h3 acolor:#212121; text-decoration:none;
@media (max-width: 767px)
.swiper-container.swiper_premium_navpadding:0;
.premiumSlider .swiper-slidewidth:240px; margin-left:12px; margin-right:0;
.premiumSlider .swiper-slide:first-of-typemargin:0px;
.sliderHeading font-size:16px;
.cardHolder.open .premiumBox h3 font-size:12px;
.sliderLinkmargin:16px;
.freePremiummargin-left:16px;
.premiumBox .imgBox::afterwidth:24px; top:24px; background-size:24px;
.sliderLink a font-size: 12px; background-size: 12px; background-position: proper 3px;
.premiumSlider .swiper-button-next.swiper-button-disabled, .premiumSlider .swiper-button-prev.swiper-button-disabled show:none;
.swiper-container.swiper_premium_nav .swiper-wrapper padding-left:20px;
.listingNew.premium .thumbnail .unique, .imgSec.premium .unique,.imgSec2.premium .unique, .cardHolder.premium determine .exclusiveleft:auto; show:block; place: absolute; proper: 3px; backside: 3px; padding: 3px 0; width:20px; top:18px; background:url(https://www.livemint.com/lm-img/images/premium-story.svg) no-repeat 0 0/20px; font-size:0;
.imgSec.premium .unique,.imgSec2.premium .exclusiveright:10px; backside:6px;
.cardHolder.premium determine .exclusivewidth:26px; top:23px; proper:16px; backside:16px; background-size:26px; padding: 0; prime: auto; z-index:1;
nav.navNew ul li a, nav.navNew ul li a.energetic, nav.navNew ul li a.energetic:hover padding: 12px 0;
nav.navNewborder-top-width :2px;
.premiumNav2 show:none;
.cardHolder .videoHolder, .cardHolder figuremargin:0;
.listingNew .headlineSec h2min-height: 58px; margin-bottom:4px; show: -webkit-box; -webkit-line-clamp: 3; -webkit-box-orient: vertical; white-space: regular; text-overflow: ellipsis; overflow: hidden;
.listingNew .headlineSec.labeledStory h2min-height: 35px; margin-bottom:5px; show: -webkit-box; -webkit-line-clamp: 2; -webkit-box-orient: vertical; white-space: regular; text-overflow: ellipsis; overflow: hidden;
.icoTwit2 width:22px!vital;
.socialHolder .icoShare .icoSec a.icowhatsapp2display:none;
@media(max-width:767px)
nav.navNew ul li a, nav.navNew ul li a.activefont-size:13px; padding: 7px 0;
.listingNew .headlineSec h2min-height: 50px; margin-bottom:13px;
.listingNew .headlineSec.labeledStory h2min-height: 35px; margin-bottom:10px;
.imgSecheight:73px;
.socialHolder .icoShare .icoSec a.icowhatsapp2display:block;

]]>

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Updated: 22 Jun 2023, 12:52 PM IST

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