A new digital fraud scheme utilizing WhatsApp screen mirroring is gaining traction. This scam allows criminals to access your bank account and personal data, potentially leading to financial loss. OneCard is actively warning its users about this evolving threat.
How the WhatsApp Screen Mirroring Scam Works:
In this scam, fraudsters impersonate bank or financial institution employees to deceive victims. They trick users into sharing their screen on WhatsApp.
When screen sharing is initiated:
* The scammer gains real-time visibility of OTPs, passwords, bank account details, and messages.
* They may deceive users into providing OTPs or PINs, falsely claiming it’s for transaction verification.
* Stolen information is exploited immediately, resulting in rapid financial theft.
Another Approach: Malware Apps & Keyloggers
In certain cases, scammers will trick users into installing malicious apps with built-in keyloggers. These loggers record everything typed on the device. To combat this, banks often provide on-screen keyboards.
Potential Consequences of Stolen Data:
With stolen data, fraudsters can:
* Make unauthorized withdrawals from bank accounts.
* Conduct illicit financial transactions.
* Use the victim’s identity to commit various types of financial fraud.
How to Protect Yourself from This Scam:
* Never share your screen on WhatsApp.
* Banks will never request your OTPs or screen sharing through WhatsApp.
* Avoid downloading apps or opening links from unknown sources.
* Ensure your phone and banking apps are up to date.